hulu makes me realize
I pretty much watch 6 shows right now. The 3 that are 40 minute dramedies air mondays. The 3 that are 20 minute comedies air thursdays. Golly. ... Sandra. You've grown up really crazy. Have I been too denying of you? Yep, still in love with EISLEY. ... Finally got to talk to a transfer councilor. Before, I had 2 options, the way I saw it: go straight to UMCP from CCAC and wind up 50K in debt, or, take a year off to live and work in MD after CCAC, then go to UMCP and spend 16K on school, most of which I expect to have saved up during my year off. I totally didn't even realize option 3: -Finish this year at CCAC -Take out a loan and move to Maryland straight away -Go to a Maryland community college for a year for $8000 (plus living expenses) -Go to UMCP for 2 years for $16,000 That's like half the cost of going straight from CCAC, and gets me through school a year earlier than the cheap-cheap option. I mean, pretty much the only real difference in cost between options 2 and 3 is the difference between CCAC and Maryland community college tuition, and the interest on the loan I'd inevitably have to take out. Without breaking out my economics textbook, that's like ... okay... i just went and opened my economics textbook. Assuming the loan is payed back in full like, crazy fast, it's still an extra 30% or so over the borrowed amount, which could be as much as an extra 10 grand depending on loan amount. But now the question becomes, is that extra 10 grand worth a year of my time? Looking at average starting salaries, the starting salary difference between A.S. and B.S. in computer science is pretty much equal to the extra interest. So really the question is: Do I want to finish school a year earlier, or do I want to be more financially secure immediately following graduation? What's the best option? 50K over 4 years (nooooo), 16K over 5 years (meh?), or 24K over 4 years (ooo). I really will have to look into scholarships and grants and see what the actual dollar cost is for me to attend 2 years at UMD-CP is. Money, man. Money. |
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